Online banking is the most easier and more convenience way for people today. Either we want to do transaction, to check our account status, prepaid reload or even paying bills; all those things can be done in front of your computer. However, this technology somehow can harm the users themselves. Cybercrime is the one of the reason we should afraid of if we do not follow the safe steps when going online. we can lose our money in just one minute. These are the simple steps for online banking user to avoid from being a victim of cybercrime.
- Keep your password/PIN code safe and memorize them. Make sure you change them regularly (at least every 3 months). If you conduct transactions in a number of websites, use different passwords for each. Create unique passwords that are difficult to guess, e.g. use combination of letters and numbers.
- How do you know the website is secured?
- Look for https:// in the URL and not http:// when you login.
- Look at the status bar for the security icon (locked padlock) when you visit the bank site. Ensure the icon is within the browser frame.
- Do not respond to emails asking for personal information, login information or change password notification. If you are not sure of the sender, contact your bank.
- If you decide to go to other websites linked via your internet banking website, read the privacy and policy information of that website first before conducting any online transactions.
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